Trusted by CRNAs Nationwide

CRNA Disability Insurance Quotes.

Compare Own-Occupation quotes from Guardian, Principal, The Standard, MassMutual, and Ameritas. No carrier preference. No obligation.

15+ Years Focused
50 States Covered
5+ Carriers Compared
100% Fully Neutral
Guardian
Principal
The Standard
MassMutual
Ameritas
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Your coverage profile

These determine your carrier options, benefit amounts, and premiums.

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Why CRNAs Choose Us

True Own-Occupation for Anesthesia

Your policy defines disability around anesthesia delivery, not generic nursing. If you can't intubate, place lines, or manage airways, you're disabled. Period.

Carrier-Neutral Comparison

We represent all five top carriers with no preference or affiliation. You see every option based on your unique situation and choose what fits.

Side-by-Side Contract Analysis

Premium, own-occupation language, rider options, and occupational class for each carrier, presented in a clear comparison you can actually read.

CRNA-Specific Expertise

Hundreds of CRNAs served. We know which carriers classify you correctly, which use generic nursing language, and which riders matter for anesthesia work.

What Our Clients Say

"I was fortunate to find this agency for my disability insurance search. Their agents put quotes together for me that were straightforward and easy to understand. They are easy to work with and made the process smooth. I have already been referring colleagues."
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Lauren Rossman
Pittsburgh, PA
"Their agents made my entire disability insurance application process pain-free. It's not easy to understand the complex terminology of a disability insurance contract but they were very patient in explaining me all the details. I received an easy-to-understand comparison chart that helped me pick the insurance of my choice. 5-star service!"
AK
Anirudh Kapoor
Pompton Plains, NJ
"Their agents worked with me in obtaining both disability and life insurance. Throughout they were always professional, knowledgeable and personable which made the whole process a very positive experience."
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Andreea Nitu
Syracuse, NY

Common Questions

How much disability coverage does a CRNA actually need?
Standard formula is 60% of gross annual income. For a CRNA earning $210K, that's approximately $10,500/month in benefits. Actual need depends on debt service, dependents, and practice structure. Most CRNAs are underinsured because they underestimate their occupational income. We analyze your specific situation and recommend coverage accordingly.
How does hospital group disability compare to individual coverage?
Hospital group plans typically cap benefits at $3,000-$5,000/month, don't cover bonuses or shift differentials, and use broad occupational definitions that let the insurer argue you can work in other nursing roles. Individual coverage uses your-occupation language, covers the income gap, and stays with you if you change employers. Most CRNAs should carry both.
What makes own-occupation coverage different for CRNAs?
Own-occupation must define your job as anesthesia delivery, not nursing. A policy that says 'nurse' lets the insurer deny your claim if you could theoretically work as a bedside nurse, case manager, or educator. True CRNA own-occupation language protects your anesthesia income specifically, regardless of whether you could do other nursing work.

Your income is your most valuable asset.
Protecting it matters.

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